September 8, 2020Americans are Facing a Long Term Care CrisisAging Americans are facing an escalating long-term care (LTC) crisis. Industry driven, massively underpriced policies are playing fiscal catch up with hefty premium rate increases. This price increase is forcing some aging Americans to abandon their policy while others struggle…
August 25, 2020The Concern of Adding Your Children to Bank AccountsI want to leave bank accounts to my children when I’m gone. Can’t I just make the children joint owners? That idea sounds better than it truly is. Yes, you would avoid court proceedings when you pass. But you’d put…
August 4, 2020Information to Include in a Letter of InstructionA letter of instruction can be a beneficial element of your estate plan. It is an informal document that will give your loved ones important information about personal and financial matters after your death. Letters of instruction are not legally…
July 21, 2020Protect Your Voting Rights with a Power of AttorneyYour right to vote is a fundamental basis of being a citizen – yet you could lose your right if you become a ward in a guardianship. Having a strong power of attorney is essential to avoid that drastic, but…
July 7, 2020The Baby Boomer Retirement CrisisA study conducted by The Blackstone Group, an independent research firm, on behalf of Bankers Life Center for a Secure Retirement outlines some very concerning data regarding middle-income baby boomer retirement care preparedness. According to the survey above, the bleak financial…
June 23, 2020Save Money While Aging WellYour senior years should not be spent worrying about finances. The stress that money problems bring not only ruins your aging experience but can also be disastrous to your health. Rising health care costs and your increased need for health…
June 10, 2020Long Term Care: When an Inheritance May Not a Good ThingConsider the situation where your spouse is living in a nursing home because he or she has advanced Parkinson’s Disease. Your spouse is currently receiving Medicaid benefits to pay for the high cost of that care. If you were to…
June 3, 2020How Life Insurance Can Enhance Your Estate PlanRecent events are causing many of us to consider our mortality and how we can make sure our loved ones are taken care of, especially if we die unexpectedly. Life insurance can be an affordable way to provide for our…
May 20, 2020How You Can Speak to Your Parents About Estate PlanningIt is essential that as your parents’ age, you have conversations with them about their finances. To broach the topic, you might bring up current events like the coronavirus pandemic, its effect on economic conditions, and how it relates to…
May 14, 2020You Can Complete Your Estate Plan OnlineAs you have undoubtedly heard by now, keep a physical distance between you and others is one of the best ways to fight the Coronavirus. Call or email us to find out how we can help you complete your estate…
