Recently, COVID-19 has left many unprepared and confused. There are numerous reports of shortages of antibacterial hand sanitizer, disinfecting wipes, and even toilet paper. While we can’t predict when something like COVID-19 might strike, we can take steps to prepare…
Aging Americans are facing an escalating long-term care (LTC) crisis. Industry driven, massively underpriced policies are playing fiscal catch up with hefty premium rate increases. This price increase is forcing some aging Americans to abandon their policy while others struggle…
Most people understand that by paying into Social Security throughout their employment, they can receive health care benefits through Medicare starting at age 65. Individuals under age 65 who qualify to receive Social Security Disability benefits are also covered under…
We owe sincere gratitude to those who are caring for the sick, and to those who support those workers. At the same time, we should be skeptical of bills which may be presented for that care. The struggle to contain…
Every three seconds, someone in the world receives a dementia diagnosis. Dementia is a catchall phrase that refers to many types of neurodegenerative diseases. Neurodegenerative diseases bring about the onset of dementia including but not limited to: Alzheimer’s disease, Lewy…
Your senior years should not be spent worrying about finances. The stress that money problems bring not only ruins your aging experience but can also be disastrous to your health. Rising health care costs and your increased need for health…
There are many new challenges to meet for family systems with loved ones who are most vulnerable to the coronavirus yet still require caregiving. Family caregivers that use to aid their family directly, now find themselves learning how to be…
Consider the situation where your spouse is living in a nursing home because he or she has advanced Parkinson’s Disease. Your spouse is currently receiving Medicaid benefits to pay for the high cost of that care. If you were to…
Now especially, it is crucial to be prepared if you or someone in your family gets so sick they can’t make decisions about health care or finances. Banks, insurance companies, and medical providers will not listen to what another person…
A living will lays out your preferences for life-sustaining medical treatment. It is often accompanied by a health-care proxy or power of attorney, which allows someone to make treatment decisions for you if you are incapacitated and the living will…