Costs for assisted living can range from $2,000 to $5,000 monthly. Depending on what type of care your loved one needs, assisted living can be the most affordable solution when compared to a nursing home ($5,000 to $10,000 or more…
The records conveying your final wishes for care and asset management are called powers-of-attorney documents, and these entrust an appointed person to act on your behalf when you are no longer able to. But when it comes to actually using…
Imagine you are no longer able to care for your sick spouse at home. At this emotionally difficult time, the last thing you need is the stress of not knowing where to find the money to pay for the steep…
In America, it is common to use multiple medications concurrently in the elderly population. The more medications a person takes, the higher the risk of dangerous drug-drug interactions and increased possibility of inappropriate prescribing, adverse drug reactions, hospitalization, and even…
Outside Winnie’s nursing home room, Kevin stands teary-eyed. The medical staff just finished inserted a feeding tube into Winnie – an act Kevin knew she didn’t want. Unfortunately, Winnie couldn’t express her wishes due to advanced dementia, and she had…
The level of anxiety and fear in us has risen drastically since we have been faced with unprecedented challenges during this COVID-19 crisis in America. The reactive part of your brain called the amygdala, a human physiological response when faced…
For those who meet certain asset requirements, Medicaid is a joint federal and state program that helps pay for expensive long-term costs. Long-term care often creates devastating financial impacts on Americans, particularly the elderly, and for those family members who…
Recently, COVID-19 has left many unprepared and confused. There are numerous reports of shortages of antibacterial hand sanitizer, disinfecting wipes, and even toilet paper. While we can’t predict when something like COVID-19 might strike, we can take steps to prepare…
Aging Americans are facing an escalating long-term care (LTC) crisis. Industry driven, massively underpriced policies are playing fiscal catch up with hefty premium rate increases. This price increase is forcing some aging Americans to abandon their policy while others struggle…
Most people understand that by paying into Social Security throughout their employment, they can receive health care benefits through Medicare starting at age 65. Individuals under age 65 who qualify to receive Social Security Disability benefits are also covered under…